ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Real estate has a few things going for it that other types of investments don’t. You’ll recall that we’ve already talked about some of them, like the neat way that banks will help you out in investing in real estate by financing you via a mortgage. 

But mortgages aren’t all fun and games. Not only do you have to pay off the principal part of the mortgage (the actual amount borrowed), you also have to pay interest. Doesn’t sound great? Well, a great thing about real estate is that there’s a way around it. As the previous post mentioned, your tenants will be the ones paying the mortgage, not you. But there’s more to it than that. 

Most of the payments you make to your bank for the mortgage will be, at least in the beginning, going towards interest, rather than the principal. You want to get that whole mortgage, both principal and interest, paid off ASAP in order to reduce the expenses associated with the building and increase the profit margin of your cash flow. 

So, here’s what you gotta do. In addition to the regular payments you have to make towards the mortgage, it’s a good idea to make some extra payments to the bank, at least in the beginning, in order to knock out that interest as quickly as you can. That way, you can start chipping away at the principal portion of the mortgage, and start seeing your profits soar. 

And you’re not doing this alone. As previously stated, it’s your tenants’ money, not yours, that covers this bill. You just need to make sure you’re putting the cash where it needs to go.

Paying down your mortgage is a secret towards maximizing your real estate profits. It doesn’t seem as obvious at first as other profit centers like cash flow, but mark our words, if you play your cards right, you’ll be seeing some big savings on your property. And that, friend, is money in your pocket.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Supply and demand might just be the most important factors in our economy. How much of something exists, and how badly people want it, are the defining aspects of how that market works. From an investor’s perspective, the best bets are ones where demand outstrips supply. With these kinds of investments we find success because there will always be people willing to exchange money for what we have. 

That brings us to real estate. The fact is, everyone needs a place to live. Housing is a necessity. So, with that in mind, it just makes sense that real estate would constantly be in high demand. Everyone needs it, so everyone is on the market for it. This means that if a person invests in residential properties, they shouldn’t have much trouble finding people to rent to. 

There are a few reasons that demand is greater than supply in the real estate market. One is that demand for housing increases with the population, and the population isn’t getting any smaller. But just because the need for housing has increased, doesn’t mean the supply has. Constructing new rental units costs money, and it’s a cost that won’t be immediately made up for. Profiting from a newly built building takes time.

Meanwhile, many existing apartment buildings have, in the past few decades, been converted into condos. This leads to even fewer options for renters. But people still need places to live! So, by investing in a piece of the real estate pie, you’ve invested into a market that works in your favor. 

A market where demand outstrips supply is one that works for investors. Real estate can provide that kind of environment. It’s something everyone needs, and as long as people need shelter, it’s going to stay that way. This is one of the many reasons real estate can be such a lucrative investment.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Patience is a virtue, but it’s also really, really nice when good things happen fast. That goes double for your finances and investments- it’s important to understand that making a profit can take time, but it also just makes sense to make an investment that will instantly increase your net worth. That’s not going to be the case for stocks, bonds, or mutual funds. Those types of investments require that you wait out whatever market forces are at play. Even then, there’s no guarantee. 

An investment that you’re able to buy at less than its market value? That’s a smart way to go. When you make that investing choice, you’re automatically making money simply by owning the thing you own. But once again, that’s not going to happen with stocks or, indeed, most investments. However a stock is priced, that’s what you’re going to pay for it. 

Real estate, however, isn’t necessarily like that. People sell their properties for less than their market value all the time! It may seem like an odd choice for them to make, but it starts to make sense once you think about it. There are plenty of reasons a person would want to get a property off their hands quickly rather than for top dollar. These reasons are usually simply a matter of needing money fast (say, if they’re going through a divorce and want to settle things smoothly), or of just not wanting to deal with the property any longer (like if they inherited a house they’re not interested in living in or renting out). 

Regardless of why a seller wants to sell, buying property at a discount when you can is a great choice for investors. This scenario creates one of the many profit centers of real estate, called Instant Equity. Since the property is worth more than you invested in it, if you sell it at market value, you’ve already made money. Think of it as a kind of safety net. You’ve already made a situation for yourself where you’ve increased your own worth. If you run into any kind of problem with the property later on, you’ve at least got the guarantee that it’s worth more than you paid for it.

Real estate is one of the only markets where instant equity is even possible, because it’s one of the only markets where the prices of investments can be flexible. By buying into properties at a discount, you make money without even having to do anything. What’s not to love about that?

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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In any investment, there’s a certain level of money you have to put in before you see a return. That’s kind of the point of investing: you put something in to get something more out. It’s not free money, it’s putting your money in the right places to turn it into more money. Investing is great!

But some investments are smarter than others. Some investments, like mutual funds, can cost you quite a pretty penny right up front. Let’s look at some of the costs associated with mutual funds.

Annual Fund Operating Expenses

There are a lot of ongoing fees you’ve got to look out for if you invest in a mutual fund. There are management fees that go to the people who run and operate the fund, and 12b-1 fees, which go towards marketing and selling the fund, as well as other shareholder services. Then there can be a whole load of other administrative and managerial fees that you don’t really want to deal with. 

Shareholder Fees

More expenses? That’s right, as a shareholder in a mutual fund you’re also responsible for things like sales loads, which are commissions you pay when you buy or sell shares, redemption fees, which you pay if the fund doesn’t feel you’ve held onto a share long enough, account fees if your investment falls below a certain waterline… the list goes on and on. There are so many little costs you have to account for when you invest in mutual funds just to have shares in them in the first place, let alone if you want to actually do anything with your shares.

How Can I Avoid This?

The best way to get around mutual fund fees is to simply invest in something else. Real estate, for example, doesn’t have all these hidden costs and fees. When you invest in a property, you pay in what you pay in, and if it’s a rental property you probably aren’t even paying the utilities for the building. 

Real estate is a really smart investment for a lot of reasons, chief among them the fact that it’s straightforward. You invest in a property, you know what you’re paying and what you’re paying for. This is one of the reasons to consider real estate for your next investment.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Stocks are probably one of the first things you think of when you think of investing. The stock market is a big, well-known path of investing. 

But just because something is popular doesn’t mean that it’s the best thing! Stocks, like any investment, come with a set of downsides that you’d be a fool to ignore. Today we’re going to talk about just how risky the stock market can be.

The stock market is controlled by supply and demand like any other market. That’s just the way it goes in the economy. But the stock market can move fast — too fast to keep up with. A stock can crash in a few months, if not weeks, if things go south for the market. And there are so many ways things can go wrong.

If people stop buying iphones, what do you think your Apple stock is going to be worth? It all comes down to how much the company itself is worth, and that depends on the economy at large. When things start dipping, as they have throughout the year 2020, then the stocks go down with them. You simply can’t rely on most stocks to not flake out on you.

And what about the long term? A company that made, say, the tapes for answering machines might have been doing great in the eighties, but how well do you think they’re doing now? Most companies don’t live to see their hundredth anniversary. The sad truth is that most things eventually become obsolete, and with technology advancing faster and faster by the day, that’s a bigger risk than ever.

So, why not invest in something steady? Something people are always going to need? There are a few things that are simply necessary for human life, and one of those is shelter. Real estate is never going to become obsolete. As long as there are people, those people are going to need a place to live, a roof over their heads. Furthermore, real estate is a relatively stable market — even when it goes down, it doesn’t do so as rapidly or dramatically as some other markets do.

If you’re thinking of expanding your portfolio, think about real estate before you start looking at the options in stocks. It’s an essential asset you can count on to provide a prosperous future for you and your family.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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If you’ve got some extra money sitting in your savings account, you may be tempted to let it sit and collect interest (and dust). Although this may seem like a promising starting point, investing in real estate is where the best of investors typically hit a home run. Not only does this help to diversify one’s investment portfolio with a safer, more conservative option, but it also has a multitude of other benefits! 

The Pros

Two, Four, Six, Eight, Who Do We Appreciate?

Unlike cars, which depreciate the moment we drive away from the dealership, houses tend to trend upward for years and years to come. It was reported in October 2020 that the current national rate of year over year home appreciation was 7.3%. That is tremendous growth that just keeps on growing!

Renting/ Building Equity

Unlike other investment options, real estate puts you in the driver’s seat. Many investors make an impressive profit by renting out their property to tenants. By doing this, the tenant becomes the one footing the bill for your monthly mortgage payment, not you. Not only this, but once the home is paid off , the house is owned by you, but paid off by the renters! When you look at it this way, it’s as if you only had to reach into your wallet for the down payment!

Control

Unlike the stock market, real estate investments offer more control on your end. Your actions and choices influence the end value of your investment property. You are not leaving things up to chance when you’ve got the control panel.

Naturally, with every investment opportunity, there is room for failure and misfortune.Luckily, real estate provides one of the most stable investing opportunities, but experts do have a few warnings for potential real estate investors.

But Wait––What Should You Watch For?

While there are so many pros to investing in real estate, it is always excellent to go into this game well-prepared for the unexpected. Here are some things to keep in mind:

Responsibility

Like anything in life, things can go awry. It’s best to know your tenants well enough to know if they will be fit to keep your property clean and functional. Risks may include damages to property, potential lawsuits, and tenants who won’t pay or need to be evicted. 

Time & Money

Investing in real estate will require a downpayment to obtain the mortgage. The home may also cost money to fix up if needed. Additionally, you must remember that investing in real estate may be equally as draining of your time as it is on your wallet. 

Knowledge

Often considered a rookie mistake, some real estate investors may purchase at the wrong time. It is important to maintain an understanding of how the housing market works, and to keep an eye on market trends, so that you can buy when the time is right. If you do this, you’re bound to make a nice return on your investment!

Ultimately, investing in real estate poses risks like any other investment. Fortunately, the rewards often outweigh the risks, making it a great investment opportunity overall. 

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Everyone wants to increase their wealth; however, it can take some time to figure out how to make that happen. Many look to mutual funds and real estate for investment opportunities. Perhaps they know somebody who has seen success from one of these methods. 

Still, the question remains: which of these investments is the better option? The first step to answering this question is to understand what each option entails:

Mutual Funds vs Real Estate

To put it simply, a mutual fund is a hodgepodge of investments pooled together by many different people. Mutual funds may include stocks, bonds, and various other types of assets. Professional money managers oversee these funds. As such, they make the calls on what to do with the money to see that multiplies with time. While some investors may prefer this hands-off approach to investing, it has some disadvantages. Perhaps most notably, there are quite a few middlemen in the process.

Real estate investments are a little more straight-forward. Real estate investments involve purchasing property for profit. This often involves renting the property out to tenants, which results in the collection of revenue from rent. The increase of the real estate’s value over time can also provide revenue. Unless an investor chooses to hire a rental property manager, the sole responsibility of the real estate lies upon the investor. This increased responsibility calls for a more hands-on approach, but results in more control over the investment and involves less risk.

JD Esajian, president of CT Homes LLC and national speaker with FortuneBuilders Inc., explains that “real estate continues to be one of the most popular investment strategies for protecting and growing one’s wealth. Combined with the enticement of generating cash flow, investing in real estate also opens a treasure chest of tax advantages.”

Some tax advantages include:

• Deductions
• Passive Income & Pass-Through Deductions
• Capital Gains
  • Capital gains are the profits homeowners make when they sell their real estate property.
    • Holding property for more than one year before selling is the most beneficial option presented to an investor, as it calls for a lower tax rate to be paid by the investor
• Depreciation
• 1031 Exchange
• Tax-Deferred Retirement Accounts
• Self-Employment/FICA Tax
• Opportunity Zones

Mutual funds do not offer these same tax benefits. In fact, mutual funds face many challenges that real estate investments do not. Some cons presented by mutual funds are:

• High fees
• Tax inefficiency
• Poor trade execution
• Potential for management abuses

Why Real Estate Comes Out on Top

Real estate offers more control over the investment, whereas mutual funds rely on complete trust in the money manager. It also has the potential to bring in more revenue than mutual funds thanks to tax benefits that mutual funds do not share. The obvious conclusion is that real estate investments are a much better option than that of mutual funds.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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You want to make investments that are going to pay off. That’s kind of the point of investing, right?

With the stock market, there are a few ways to see some payoff. It’s fairly easy to sell stocks, and if you sell them for more than you paid for them, then that’s a profit.

That’s all well and good, but it’s not really something you can count on. The stock might drop in value after you buy it. And while you have the stock, it’s not directly paying you anything. It’s just sitting there. Wouldn’t a truly fantastic investment earn its keep all on its own?

That brings us to real estate. Real estate can do just that for you. If you rent out a property, you’ll see profit in the form of what’s called “cash flow”. This is the profit you see when you rent out a property for more than its expenses cost. 

The property owner charges the tenants of the building rent, which covers the mortgage and other expenses associated with the property. However, if the investors are playing smart, there’s some cash leftover from the rent payment after the expenses are paid. That investor could be you!

Real estate provides you with passive income. That’s money that you’re getting from something other than a regular job. Because of that, it’s clear that the stock market can’t always provide for you and your family the way real estate can. Real estate investments can be a great, reliable source of income. If you play your cards right, you get to see the profit without even having to regularly visit the property. The money comes to you, not the other way around.

Stocks are a popular investment, but that doesn’t mean they’re the best option. You can’t always count on your stocks to be worth what you need them to be worth, and you certainly can’t count on them to make you money passively. 

Real estate is a superior investment for a lot of reasons, chief among them the consistent income it provides you with. If you want to see a consistent, regular profit, real estate just might be the investment for you.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Real estate has a few things going for it that other types of investments don’t. You’ll recall that we’ve already talked about some of them, like the neat way that banks will help you out in investing in real estate by financing you via a mortgage. 

But mortgages aren’t all fun and games. Not only do you have to pay off the principal part of the mortgage (the actual amount borrowed), you also have to pay interest. Doesn’t sound great? Well, a great thing about real estate is that there’s a way around it. As the previous post mentioned, your tenants will be the ones paying the mortgage, not you. But there’s more to it than that. 

Most of the payments you make to your bank for the mortgage will be, at least in the beginning, going towards interest, rather than the principal. You want to get that whole mortgage, both principal and interest, paid off ASAP in order to reduce the expenses associated with the building and increase the profit margin of your cash flow. 

So, here’s what you gotta do. In addition to the regular payments you have to make towards the mortgage, it’s a good idea to make some extra payments to the bank, at least in the beginning, in order to knock out that interest as quickly as you can. That way, you can start chipping away at the principal portion of the mortgage, and start seeing your profits soar. 

And you’re not doing this alone. As previously stated, it’s your tenants’ money, not yours, that covers this bill. You just need to make sure you’re putting the cash where it needs to go.

Paying down your mortgage is a secret towards maximizing your real estate profits. It doesn’t seem as obvious at first as other profit centers like cash flow, but mark our words, if you play your cards right, you’ll be seeing some big savings on your property. And that, friend, is money in your pocket.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Investors are often faced with many tempting options to place their money, often with the promise of great financial returns in the future; unfortunately, with so much information out there (including significant misinformation), ambitious investors may wonder what the “right” option is. This is especially true when it comes to mutual funds, a compelling investment choice often touted for being low maintenance and yet high-reward. But are mutual funds all that they are made out to be? In this article, we will explore that more closely.

What’s the Deal with Mutual Funds?

Mutual funds are an investment vehicle in which multiple investors pool their money, which is then directed into various stocks or other investments by a money manager. 

Mutual funds seem like a decent investing option. Once you’ve chosen the fund you want to invest in, you don’t have to think too hard about what happens. It’s all fairly straightforward.

The thing is, that’s all that happens. You wait for your dividends, and then what happens? As it turns out, usually, not much. A mutual fund might appreciate monetary value and pay off—or, it might crash and burn. Look at it this way. When you invest in a mutual fund, you have a whole host of fees and charges to pay, for an investment that may or may not give you any positive return.

Why Real Estate Outshines Mutual Funds

So, how does real estate stack up to mutual funds? Well, real estate appreciates value over time. It’s a generally accepted fact of this type of investment that it will, after a few years, be worth more than you paid for it. As long as the property remains in good condition, it tends to appreciate value. This has to do with the fact that land is a finite resource. There’s only so much Earth, after all!

Mutual funds can stagnate, but real estate is an investment that you can count on. A good investment property will not only provide you with passive income while you own it (from the rent your tenants pay), but will also gain value that you’ll see when it’s time to sell. 

If you’re looking to start investing in real estate, there’s no time like the present! The sooner you invest, the sooner you start seeing the potential real estate has to appreciate value and put money in your pocket. Invest smart. Invest in real estate.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Keeping Money in the Bank vs. Investing in Real Estate: Why Real Estate Comes Out On Top

We all want to use our money wisely. For those of us with a little extra to spare, you might consider investing in real estate. If you’re stuck between investing in real estate and saving your money, here’s a quick guide to help you.

Keeping Money in the Bank

A lot of people choose to take their extra money and put it in their savings account. While they don’t get much back in return, they won’t lose any money. Most people figure that it’s easily accessible if they need it in the future. 

However, you miss out on the chance to make even more money if you keep it stashed away. You might earn a little bit of interest (though it’s usually less than the rate of inflation), but investing in real estate could earn you a lot more. 

Investing in Real Estate

Real estate has always been a favorite investment for people that want little risk and high returns. While it requires more money and time at the start, the passive income stream and possibly considerable appreciation more than make up for it. 

The biggest reason to invest in real estate is the tax benefits. You can receive lots of deductions, saving you anywhere from hundreds to millions each year, and you’ll still be earning through passive income. Here are some of the ways your real estate investment can get you tax benefits. 

Depreciation

The IRS allows you to list depreciation as a deductible expense on your taxes. Anything that depreciates, including real estate, can be counted for a depreciation deduction.

Pass-Through Deductions

Pass-through deductions are covered under the Tax Cuts and Jobs Act. Some business owners, including those who earn rental income, can deduct up to 20 percent of their net income from their taxes. 

Capital Gains

With a real estate investment, you have the option to pay capital gains tax rather than income tax, which is typically more expensive than capital gains.

Retirement

Some retirement accounts, like an HSA or an IRA, allow you to invest in real estate tax-deferred or tax-free.

Opportunity Zones

Opportunity zones offer reduced or eliminated taxes for real estate investments in the country’s most rural and distressed areas.

Why Real Estate Wins

If you’re trying to figure out what to do with your money in the long-term, invest in real estate. You’ll earn and save a lot more than you would if you keep it in the bank. The tax benefits alone are enough to show that real estate investments are the way to go. 

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Are you thinking of investing in real estate but don’t know where to start? Or perhaps you’ve been burned in the past and are hesitant to try again. Either way, understanding the real estate cycle is crucial to your success. In this blog post, we will explore the recovery phase of the real estate cycle, providing insights and tips for potential investors looking to bounce back.

Firstly, what is the recovery phase? As the name suggests, it is the stage when the real estate market begins to recover from a recession or downturn. This phase is characterized by low interest rates, increased demand, and rising prices. It’s a time when savvy investors can find great deals and make substantial profits.

So, how can you take advantage of the recovery phase? Here are some tips to keep in mind:

Research the market: Before investing in any property, it’s crucial to do your research. Look at recent sales data, rental prices, and local trends to get a sense of the market’s health. This will help you make informed decisions and avoid costly mistakes.

Focus on value: In the recovery phase, it’s important to focus on value rather than just buying the cheapest property available. Look for properties that have potential for growth or renovation, or that are located in up-and-coming neighborhoods. These factors can increase the property’s value and ensure a solid return on investment.

Be patient: While the recovery phase can be exciting, it’s important to be patient and not rush into any investments. Take the time to carefully evaluate each opportunity and weigh the risks and rewards. Remember, real estate investing is a long-term game, and a smart investment now can pay off in the future.

Work with an experienced investor: Real estate investing can be complex and daunting, especially for those new to the game. Consider working with an experienced investor who can provide guidance and expertise. They can help you navigate the market, identify opportunities, and make smart decisions.

In conclusion, the recovery phase of the real estate cycle is an exciting time for potential investors. By doing your research, focusing on value, being patient, and working with an experienced investor, you can make smart investment decisions and bounce back from any past setbacks. So why wait? Start exploring the opportunities of the recovery phase today and take the first step towards achieving your financial goals.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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Real estate investing can seem intimidating, but with the right knowledge and guidance, it can be a rewarding experience. One key aspect to understand is the real estate cycle, which is the pattern of ups and downs that the real estate market experiences over time.

The real estate cycle typically consists of four stages: recovery, expansion, hyper-supply, and recession. During the recovery phase, demand for real estate is low and prices are at their lowest point. This can be a good time to start looking for investment opportunities, as prices are likely to rise as demand increases.

As the market enters the expansion phase, demand for real estate starts to outstrip supply, leading to an increase in prices. This can be an exciting time to be an investor, as there are plenty of opportunities to make money. However, as the market approaches the hyper-supply phase, prices reach their peak and supply starts to outstrip demand. This is a signal that the market is starting to cool down and it may be time to be cautious.

Finally, during the recession phase, demand for real estate falls sharply and prices plummet. This can be a difficult time for investors, as they may be holding onto assets that are losing value. However, it’s important to remember that the real estate cycle is cyclical, and eventually the market will start to recover.

Understanding the real estate cycle can help you make informed investment decisions. For example, instead of buying at the peak of the market during the hyper-supply phase, you may want to consider waiting until the market cools down and prices start to fall. This can be a good time to find deals and make investments that will pay off in the long run.

If you’re new to real estate investing, it’s a good idea to work with an experienced investor who can help guide you through the process. They can provide valuable insights into the market and help you identify good investment opportunities. Additionally, they may have access to deals that aren’t available to the general public.

Of course, investing in real estate still requires research and patience. You’ll want to research different areas, understand market trends, and analyze potential deals. But with the right mindset and support, you can make informed decisions and achieve success as a real estate investor.

In conclusion, understanding the real estate cycle is an important part of being a successful investor. By staying informed and working with experienced investors, you can make smart investment decisions and achieve your financial goals. If you’re interested in learning more about real estate investing and potentially partnering with us on a deal, we’d be happy to chat!

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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For more investments, you have no choice but to pay the market price for whatever it is you’re buying. If an ounce of gold costs 1900 dollars, you pay 1900 dollars. You put in the asking price, and that’s that. It makes sense, it’s reasonable- but it’s not the smartest way to turn a profit on your investment. Wouldn’t it be neat if you could find someone else to help you pay for the investment you’re making, while still allowing you to keep 100% of the profit earned?

With real estate, that’s possible. Leverage is when you use borrowed capital in order to increase the potential return on an investment. In practice, this typically looks like borrowing money from a bank in order to purchase a property. 

Banks will typically cover 75-85% of the cost of a property, and you make a down payment for the remainder. This limits the amount of money you have to invest in the first place, which is nifty, but what’s really nifty is what you’ll experience as your property appreciates value. 

Properties can naturally gain value over the course of time. Say you purchase a property valued at 500,000 dollars, and the bank finances 80% of that. You’ve put 100,000 dollars into that property, with the rest covered by the bank. And let’s say that then, the property appreciates by 5%, or 25,000 dollars. It may seem at first glance that you’ve made a 5% profit on that investment, but that’s not actually the case! You get to keep 100% of the appreciated value- AKA, profit!- from that property, but the amount of money you paid remains the same.

With that in mind, you didn’t make 25,000 on a 500,000 dollar investment. You made 25,000 on a 100,000 investment. That is a 25% profit, and that’s great.

In this way, you can use leverage to turn a nice profit. By utilizing the resources that banks have to offer, you can maximize your financial gain and make the most of your money.

ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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ABOUT RICHARD BRISSON

RichardBrisson.ca is a real estate investment company.We have been actively involved in Barrie, Ontario and surrounding area with our real estate investing. Our mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners and ourselves.  It is truly a win-win-win way of investing!

Richard offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Richard.

For more information about Richard and his investment program, you may call (705) 321-2148 or email him at invest@richardbrisson.ca or visit https://richardbrisson.ca/.

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